Frequently Asked Questions

We offer business advances from £5,000 up to £500,000, depending on your business's turnover and circumstances.

You can use the funds for any legitimate business purpose, including managing cash flow, purchasing stock or equipment, renovations, marketing, paying VAT, or business expansion.

Once your application is approved and contracts are signed, funds are typically transferred to your business bank account within 24-48 hours. In some cases, it can be even faster.

You can apply online through our simple application form on our website. It usually takes only 5-10 minutes to complete.

We typically require your last 6 months of business bank statements and a form of ID. In some cases, we may request further information, but we aim to keep paperwork to a minimum.

We look beyond just credit scores. While we do conduct credit checks as part of our final assessment, we consider your business's overall health and recent performance. We encourage businesses with varied credit histories to apply.

Repayments are made through small, regular automated payments (either daily or weekly) from your business bank account. These are designed to be manageable and align with your business's cash flow.

No, Quick Cap Ltd does not charge any penalties if you decide to repay your advance early.

Submitting an initial application for a quote will not affect your credit score as we typically perform a soft search initially (if any). A hard credit search, which can be visible to other lenders, is usually only conducted once you decide to proceed with an offer.