Privacy Policy

Introduction

Welcome to the Quick Cap Ltd Privacy Policy. We are committed to protecting and respecting your privacy and ensuring that your personal and business information is handled securely.

This policy explains how we collect, use, and safeguard any information you provide while using our website or services. Please read this policy carefully to understand our practices regarding your data.

Information We Collect

Personal Data

We may collect personal information including but not limited to:

Name and contact details of directors/applicants
Email addresses and phone numbers
Date of birth and residential address
Identification documents

Business Data

We may collect business information including:

Company name and registration details
Business address and contact information
Financial information and trading history
Bank account details for funding purposes

Technical Data

When you visit our website, we may automatically collect:

IP address and browser type
Pages visited and time spent on our website
Referral sources
Device information (for more details, see our Cookie Policy)

How We Use Your Information

We use the information we collect to:

Process your application and provide our funding services
Conduct identity verification and creditworthiness checks
Communicate with you regarding your account or services
Comply with legal and regulatory requirements
Improve our services and website functionality
Send marketing communications (with your consent)

Legal Basis for Processing

We process your information based on:

Consent: Where you have given us permission
Contract: To fulfill our contractual obligations to you
Legal obligation: To comply with applicable laws
Legitimate interests: For business purposes that don't override your rights

How We Share Your Information

We may share your information with:

Credit reference agencies for affordability checks
Fraud prevention agencies to verify identity
Service providers who help us deliver our services (IT, marketing, etc.)
Legal or regulatory bodies when required by law

We do not sell your information to third parties. Any third-party processing is governed by data processing agreements.

Data Security

We have implemented appropriate security measures to prevent your personal data from being accidentally lost, used, or accessed in an unauthorized way. We limit access to your personal data to employees and third parties who have a business need to know.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which we collected it, including legal, accounting, or reporting requirements. For business funding applications, we typically retain information for 6 years after the end of our relationship.

Your Data Protection Rights

Under the UK GDPR, you have the right to:

Access: Request copies of your personal data
Rectification: Request correction of inaccurate data
Erasure: Request deletion of your data in certain circumstances
Restriction: Request limited processing of your data
Data Portability: Request transfer of your data
Object: Object to processing of your data
Automated Decision-Making: Contest decisions made solely by automated means

To exercise any of these rights, please contact us using the details in the "Contact Us" section below.

Cookies

Our website uses cookies to enhance your browsing experience. For detailed information about the cookies we use and how you can manage them, please see our Cookie Policy.

Changes to This Privacy Policy

We may update this policy from time to time. Any changes will be posted on this page, and if significant changes are made, we will provide a more prominent notice or contact you directly.

Contact Us

If you have any questions about this Privacy Policy or how we handle your data, please contact us at:

Quick Cap Ltd
Email: info@quickcapltd.co.uk
Phone: 07418 639443
Address: 123 Finance Street, London, EC1A 1BB

Complaints

If you have concerns about our handling of your personal data, you have the right to make a complaint to the Information Commissioner's Office (ICO) at https://ico.org.uk or by calling 07418 639443. However, we would appreciate the chance to address your concerns before you approach the ICO, so please contact us in the first instance.

Date Last Updated: July 14, 2023